The fund's objective is to achieve a gross return of 5.0% per annum above the benchmark over the long term. The Fund provides actively managed exposure to New Zealand and Australian listed equities. This fund has a growth-oriented active investment management approach including ESG integration to generate alpha (return over the benchmark) for investors.

The fund's objective is to deliver medium to long term capital growth through investing in quality businesses with strong growth prospects. The Fund is an actively managed fund investing in New Zealand and Australian listed equities. It is a high conviction fund where the portfolio will consist of companies our analysts have researched and have a high belief will perform over the medium to longer-term.

The fund's objective is to generate a higher yield than the New Zealand and Australian markets. The Fund is designed to generate quarterly income from a diversified portfolio of Australasian listed equities that pay sustainable and growing dividend yields (the amount a company pays out in dividends each year relative to its share price) as well as holding cash and fixed interest securities.

The fund's objective is to exceed the Official Cash Rate (OCR) plus 5% over rolling 5-year periods. The Fund is designed to provide investors exposure to a wide range of domestic and global assets. The Fund invests approximately two thirds in growth assets such as shares, property and infrastructure and approximately a third into more defensive assets which will predominantly be made up of investment grade bonds. The Manager will use active management to enhance returns and manage downside risks.

The fund's objective is to outperform the benchmark by 85 basis points per annum over a rolling 3-year period. The Fund principally holds cash or cash like securities and seeks to enhance returns through active interest rate management. It may also hold NZ dollar Government Stock, investment grade bonds and bank deposits.

The fund aims to exceed the Official Cash Rate (OCR) plus 3.5% pa over rolling 3-year periods. The Fund will invest predominantly in a range of fixed income and equity securities that are compatible with generating a favourable level of income through different economic environments.

The fund's objective is to deliver positive returns through the market cycle by investing in long and short equity positions. The Fund is an actively managed, high conviction portfolio investing principally in long and short listed New Zealand and Australian equities. The focus is on delivering positive returns through the market cycle by investing in long and short-sold equity positions with no particular attention to an equity benchmark. The fund is expected to have lower volatility than equity benchmarks. Given the unique features of this Fund, it may not be appropriate for all investors.

The fund's objective is to outperform the benchmark by 100 basis points per annum over a rolling 3-year period. The Fund is an actively managed investment grade bond fund that invests mainly in New Zealand Government and corporate fixed interest securities.

The fund's objective is to outperform the benchmark after fees on a rolling 12-month basis. The Fund provides access to favourable income yields through a diversified portfolio of primarily investment grade corporate bond fixed interest securities.

The fund's objective is to provide a return (before tax, fees, and other expenses) that closely tracks the S&P/NZX Portfolio Index including imputation credits. The Fund is passively managed tracking the companies in the S&P/ NZX50 Portfolio Index. The Fund has the ability to implement securities lending.

The fund's objective is to exceed the benchmark return plus 1% per annum over the medium term. The Fund will predominantly be invested in sustainable dividend generating companies, which derive their economic value from owning traditional real estate assets with appropriate financial and governance structures in place. In addition, the Fund may invest in shares of companies that derive their economic value from the control of real estate assets, but dont meet the strict definition of listed property securities or REITS.

The fund's objective is to exceed the Official Cash Rate (OCR) plus 4% over rolling 5-year periods. The impact objectives are to make measurable positive influence on UN Sustainable Development Goals which could include climate, natural capital, resource sustainability, wellness, social inclusion and thriving communities and infrastructure. The Fund is designed to provide investors with exposure to a diversified range of global and domestic investments which make a positive environmental or social impact and have strong investment return prospects. All investments assessed against the United Nations Sustainable Development Goals (SDGs). The Fund invests approximately 60% invested in growth assets such as impact global and domestic public and private equities and approximately 40% into more defensive assets, predominantly impact and green bonds that meet our research criteria. The Manager will use active management to enhance returns and manage downside risks.

The fund's objective is to provide investors exposure to constituents of the S&P/NZX Portfolio Index with exclusions to companies that do not meet Harbours criteria of Responsible investing. The Fund is passively managed tracking the companies in the S&P NZX Portfolio Index, with exclusions to companies that are exposed to large carbon emitters, alcohol, gambling, munitions, adult entertainment, nuclear armaments, firearms, tobacco, recreational cannabis, child labour and companies with human and animal right violations.

The fund's objective is to provide long-term capital appreciation by investing primarily in a portfolio of securities of companies which are traded, listed or due to be listed, on recognised exchanges and/or markets throughout the world. The Funds foreign currency exposure is unhedged. The Fund invests in a broadly diversified portfolio of global equities, typically comprising around 150 stocks.

The fund's objective is to provide long-term capital appreciation by investing primarily in a portfolio of securities of companies which are traded, listed or due to be listed, on recognised exchanges and/or markets throughout the world. The Funds foreign currency exposure is fully hedged to New Zealand dollars. The Fund invests in a broadly diversified portfolio of global equities, typically comprising around 150 stocks.